Malvern and Paoli Pennsylvania real estate listings, home buying, selling and relocation information

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?
A	With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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William McGarrigle, REALTOR®, real estate agent and broker for Malvern and Paoli Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

William McGarrigle
RE/MAX Main Line Realtors
49 E. Lancaster Ave.
Paoli, PA. 19301
610-640-9300
610-640-9329
Fax: 610-640-9322
Email: bill@billsells.com
Experience is the Difference! I have been transacting Real Estate in the Malvern, West Chester, Exton, Devon, Berwyn, and Paoli area since 1985. Currently I live in Malvern Borough with my wife and three children after growing up in Willistown Township. Last year alone, sales in my market area of Malvern, West Chester, Exton, Devon, Berwyn, and Paoli, topped forty houses. Of course, I would be happy to provide you with a complete list of the houses that I have sold. I sincerely believe you will find my life experience in our area to be a valuable asset when marketing your home.

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